12MBABI334 Banking & Insurance Products syllabus for MBA


Unit-1 Deposit Products 5 hours

Savings Bank – Current Account – Demand deposits –Term Deposits – Concepts of low cost deposits – Certificate of deposit –Bulk deposit.

Unit-2 Remittance Products 7 hours

Demand draft – Travelers’ Cheques – Gift Cheque –Mail Transfer – Telegraphic Transfer – Multicity cheques – EFD – RTGS

Unit-3 IT Products: MICR Cheques 9 hours

hannel Banking – Core Banking – InternetBanking Mobile Banking – ATMS – Debit card – Credit card – RTGS –EFD.

Unit-4 Loan Products 9 hours

Short term loans- Long term loans – Consumer loans-Education loans – Housing loans – Business loans – Farm loans- KisanCredit cards – Corporate loans – Syndication – Micro Finance.

Unit-5 Life Insurance Products 10 hours

Types of insurance policies -Features of terminsurance – Features of Endowment Assurance – Role of Term andEndowment in product designing – Types of Life Insurance policies –Annuity & pension policies – Whole life policies – Money back policies –Market-Linked Insurance products, Riders, Pension Products, Marketing ofLife Insurance

Unit-6 Health Insurance Products 4 hours

Individual Medical expense Insurance – Longterm care coverage – Disability Income Insurance – Mediclaim Policy –Group Mediclaim Policy – Personal Accident policy

Unit-7 Fire Insurance 6 hours

Fire Insurance – Fundamental principles – Fire insurance Contracts -Proposals Fire insurance proposals – Special Coverages –Fire InsuranceclaimsMotor Vehicles Insurance: Need – Types – Factors to be considered forpremium fixing –Motor Insurance claims

Unit-8 Miscellaneous Products 6 hours

Burglary – Jeweller’s Block Insurance – BaggageInsurance – Banker’s Indemnity Insurance – Aviation Insurance – Fidelityguarantee insurance – Public liability insurance.

Last Updated: Tuesday, January 24, 2023